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The Mud Pit => General => Topic started by: phoenix on March 27, 2009, 06:45:14 PM

Title: Anyone here from Florida?
Post by: phoenix on March 27, 2009, 06:45:14 PM
Hey guys, wondering if anyone is from FL and can help me out. To make a long story short, I have a friend in Clearwater who is renting a house that's about to be foreclosed on. They do NOT want to move, and are looking for help/advice. Any ideas? Thanx!
Chris
Title: Re: Anyone here from Florida?
Post by: PaulW on March 28, 2009, 02:08:36 PM
have them buy it??
Title: Re: Anyone here from Florida?
Post by: rocket on March 28, 2009, 06:27:18 PM
should be a good deal, probably pay less in mortgage than rent on a forclosure!
Title: Re: Anyone here from Florida?
Post by: PaulW on March 28, 2009, 07:28:54 PM
should be a good deal, probably pay less in mortgage than rent on a forclosure!

how scummy is the landlord that if they're collecting rest on the property, it's still being foreclosed on??  what's he spending the $ on??
Title: Re: Anyone here from Florida?
Post by: phoenix on March 28, 2009, 07:57:34 PM
should be a good deal, probably pay less in mortgage than rent on a forclosure!

how scummy is the landlord that if they're collecting rest on the property, it's still being foreclosed on??  what's he spending the $ on??
Landlord went "back to the home country". Apparently they were depositing the rent into the account the mortgage got paid from (auto payment) They have been gone 6 months or so already. She said the bank told them this week they do NOT have to pay the rent, I told her to keep putting it aside so they will have it if they need it quick.
As for buying it, there is some "deed restriction" on it so they don't want to buy it.
Title: Re: Anyone here from Florida?
Post by: PaulW on March 28, 2009, 09:26:45 PM
should be a good deal, probably pay less in mortgage than rent on a forclosure!

how scummy is the landlord that if they're collecting rest on the property, it's still being foreclosed on??  what's he spending the $ on??
Landlord went "back to the home country". Apparently they were depositing the rent into the account the mortgage got paid from (auto payment) They have been gone 6 months or so already. She said the bank told them this week they do NOT have to pay the rent, I told her to keep putting it aside so they will have it if they need it quick.
As for buying it, there is some "deed restriction" on it so they don't want to buy it.

that kinda makes sense.
Title: Re: Anyone here from Florida?
Post by: smaug1911 on April 10, 2009, 03:44:04 AM
Not sure if this if the same,

but I am from Florida and deed restricted communities force you to keep your yard looking a certain way or they fine+bill you for the upkeep.  probably other rules too
Title: Re: Anyone here from Florida?
Post by: rocket on April 10, 2009, 03:35:04 PM
when i bought my house, i told my agent that i was not interested in a home-owners association property, not matter how great of a "deal"
Title: Re: Anyone here from Florida?
Post by: CaptORM on April 10, 2009, 03:48:15 PM
My parents own several homes in Florida....The problem that comes along with this is that the owner can "evict" a tennant for any reason given 30 days notice.  Possible foreclosure is a notice.  The owner does however have to write up a formal eviction notice. And he also has the responsibility to do so.  i dont think there is anything they can do about moving.  Unless the bank is willing to sell directly to the current tenant.  Which they probably wont do, due to the fact that the house would go up for auction and the bank would get more money that way.  However they may be able to get the owner to sell the home, via the bank, to the tenant.
Title: Re: Anyone here from Florida?
Post by: phoenix on April 10, 2009, 06:14:17 PM
No worries guys, they decided to buy something down there. Thanx for the help tho!! Hey, they got 6 months rent free for a down payment boost too! lol (per the landlord, their lawyer AND the bank!)
Title: Re: Anyone here from Florida?
Post by: PaulW on April 11, 2009, 01:00:07 AM
No worries guys, they decided to buy something down there. Thanx for the help tho!! Hey, they got 6 months rent free for a down payment boost too! lol (per the landlord, their lawyer AND the bank!)

sweet  8)