JT4x4

The Mud Pit => General => Topic started by: kirksjeep on March 30, 2009, 11:06:30 PM

Title: Don't pass on Moving Truck Insurance!!!!
Post by: kirksjeep on March 30, 2009, 11:06:30 PM
I helped a friend of mine move last Saturday and he rented a a 19ft truck to move from Base housing to Mystic.  I took my truck, which I hardly ever drive, and only one nice days.  After we moved all his stuff into his house we had to go pick up a couch in Groton.  On the way back he was trying to pull in front of my truck, but cut it short and took out my drivers side fender, mirror, turn signal, cracked the grill and put a few chips in the bumper and the hood. :'(  He called USAA which we both have and reported the accident.

Today I went and had the estimate done per USAA's request, $2923.95!!!!!  USAA told me they were going to hold off on authorizing the repair for a couple days until they figure out if they are going to pay for it, or the truck company is going to pay for it.  I called my friend who hit my truck and told him what USAA was telling me just to give him a heads up.  He told me that USAA might not cover it since the moving trucks pay load was greater than 2000 lbs. ???  He didn't take the full coverage insurance when he rented the truck because he thought USAA would cover him.  He offered to pay for the damage out of pocket until I told him what the estimate was.  He assured me that if both USAA and the moving truck insurance refuse to pay he will pay for all the damages.

Lesson learned, call your insurance company before renting a truck and see if you are covered, and if not, you should really consider the extra coverage from the truck company.  Saving the couple of bucks for the optional coverage may cost him $2923.95 plus any additional damages on the moving truck, which we couldn't see any.
Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: PaulW on March 30, 2009, 11:24:23 PM
DOH!
Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: rocket on March 30, 2009, 11:29:42 PM
wow!  and I have always turned it down :(
Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: HOT-ROD on March 30, 2009, 11:37:47 PM
good to know i will be in that situation soon.
Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: Seabee_BUC on March 31, 2009, 01:19:27 AM
Sorry to hear about that Kirk! Just something to think about, if you have USAA fix it, your collector Harley truck will have a CarFax report on it. Not necessarily good for potential resale value (should you ever decide to). Just my .02.  :-\
Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: BayouGold on March 31, 2009, 04:24:41 AM
Man that sucks for both of you. :(
Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: kirksjeep on April 05, 2009, 06:51:18 PM
I dropped my truck off on Friday at Whaling City Ford in NL to get fixed.  After fighting for a rental car with Penske rental trucks they authorized a SUV.  I got a Nissan Xterra from Enterprise, so I was pretty happy.  Later that night I was on my way to Providence for a hockey game, and I had a the drivers side front tire blow right off the rim.  I got to the side of the road and in the rain I changed the tire.  >:( We missed the first period, but we made it.  On the way home, the Nissan starting running really rough and it started making a horrible squeaking noise in the back.   ??? I called Enterprise and they had ZERO SUVs in all of CT!!!  I ended up getting a Toyota RAV4 POS and a free tank of gas >:( >:(  Enterprise is going to try and get me something better tomorrow, but what a pain in the a$$. 
Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: PaulW on April 05, 2009, 08:23:00 PM
I dropped my truck off on Friday at Whaling City Ford in NL to get fixed.  After fighting for a rental car with Penske rental trucks they authorized a SUV.  I got a Nissan Xterra from Enterprise, so I was pretty happy.  Later that night I was on my way to Providence for a hockey game, and I had a the drivers side front tire blow right off the rim.  I got to the side of the road and in the rain I changed the tire.  >:( We missed the first period, but we made it.  On the way home, the Nissan starting running really rough and it started making a horrible squeaking noise in the back.   ??? I called Enterprise and they had ZERO SUVs in all of CT!!!  I ended up getting a Toyota RAV4 POS and a free tank of gas >:( >:(  Enterprise is going to try and get me something better tomorrow, but what a pain in the a$$. 

shoulda driven the xterra till it blew  :o
Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: kirksjeep on April 06, 2009, 07:22:58 PM

I ended did a LOT better than an Xterra or the RAV4.  I called the help desk and they set me up with a Hummer H3!!! ;D  Plus I asked to not fill up the tank on the RAV4 when I returned it for compensation for my inconvenience and they said ok again. ;)  I managed to get almost 2 full tanks of gas for free.  Enterprise went above and beyond to help me out.
Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: calvynandhobbs on April 06, 2009, 10:24:05 PM
I've had good luck with Enterprise rentals. Glad they are taking care of ya.
Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: Axle on April 07, 2009, 02:04:06 AM
I called the help desk and they set me up with a Hummer H3!!! ;D 

TRAITOR!!!   >:(  Is it parked in your driveway?  Bigyeller's hungry!   ;D
Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: PaulW on April 07, 2009, 02:12:56 PM
I called the help desk and they set me up with a Hummer H3!!! ;D 

TRAITOR!!!   >:(  Is it parked in your driveway?  Bigyeller's hungry!   ;D

How's it wheel  :) ;D
Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: calvynandhobbs on April 07, 2009, 05:19:42 PM
I've never been in an H3, but when we went on a family vacation to Hawaii we rented an H2 and it wheeled pretty good. I went into the jungle area and found where Jurassic Park was filmed. It was a little top heavy when I got into a couple hill climbs though. When I returned it the floors were soaked with red clay and water.

(http://img.photobucket.com/albums/v686/EBBronco/DSC04114.jpg)



Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: Seabee_BUC on April 07, 2009, 05:59:01 PM
Bigyeller's hungry!   ;D

LOL...He won't tell everyone, a Hummer Enthusiast(R.I.P.)  saved Big Yeller's ass on OFR a while back! Sorry Justin...couldn't resist!
Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: Axle on April 07, 2009, 06:27:51 PM
She doesn't like to talk about it.  :-[
Title: Re: Don't pass on Moving Truck Insurance!!!!
Post by: PaulW on April 07, 2009, 10:14:19 PM
Bigyeller's hungry!   ;D

LOL...He won't tell everyone, a Hummer Enthusiast(R.I.P.)  saved Big Yeller's ass on OFR a while back! Sorry Justin...couldn't resist!

that i'd like to have seen.