The Mud Pit > General
Can a credit card company really take you to court?
PaulW:
--- Quote from: mallcrawl on March 15, 2009, 10:01:36 PM ---good luck with that, a buddy of mine ended up with a forcolsure on his record becuase his x didn't make the payments on the house the divorce papers gave her, fortunately the auction paid off all debt on the house or the bank would have kept coming after him for the balance.
It might be easier to make sure the account is closed and pay it off, then take her to court to recover the expense.
--- End quote ---
they settled the account for $227 so it's not really a big deal.
HOT-ROD:
i'd wonder how that affects you credit? and if it will show up for your future house buying? i pray it doesnt.
PaulW:
--- Quote from: HOT-ROD on March 16, 2009, 03:53:12 AM ---i'd wonder how that affects you credit? and if it will show up for your future house buying? i pray it doesnt.
--- End quote ---
it will actually help, it shows up as a debt paid on my credit history.
rocket:
--- Quote from: PaulW on March 17, 2009, 02:40:19 AM ---
--- Quote from: HOT-ROD on March 16, 2009, 03:53:12 AM ---i'd wonder how that affects you credit? and if it will show up for your future house buying? i pray it doesnt.
--- End quote ---
it will actually help, it shows up as a debt paid on my credit history.
--- End quote ---
It will show as greater than 120 days past due, then sent to collections, so not good, BAD!
PaulW:
--- Quote from: rocket on March 17, 2009, 03:30:10 AM ---
--- Quote from: PaulW on March 17, 2009, 02:40:19 AM ---
--- Quote from: HOT-ROD on March 16, 2009, 03:53:12 AM ---i'd wonder how that affects you credit? and if it will show up for your future house buying? i pray it doesnt.
--- End quote ---
it will actually help, it shows up as a debt paid on my credit history.
--- End quote ---
It will show as greater than 120 days past due, then sent to collections, so not good, BAD!
--- End quote ---
it was a debt from 5 years ago. the collection company bought the debt and settled for just about 1/4 of the original. it's the inquires on my credit that are killing me, not the past due accounts, most of the accounts from 3-5 years ago were just written off, and show $0 balance. the ones that are showing up as new debt like this one which came on my credit report as of november, are the ones that keep fucking with me.
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